Terms of use

Acceptance of Terms

By using InsuretyLife’s services, you agree to these legally binding Terms. If you disagree, do not use the Services. Continued use constitutes acceptance of any updates posted on the Site.

Legal Capacity

You must have the legal capacity to enter into this agreement. The Services are intended for adults.

Accuracy of Information

You must provide accurate, current, and complete information. Inaccurate information may result in denied access to the Services.

Privacy Policy

Your use of the Services is subject to our Privacy Policy, which explains how we collect and use your information.

Disclaimer of Warranties

The Services are provided “As Is” without warranties of any kind. InsuretyLife disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee error-free, uninterrupted, or secure Services.

Limitation of Liability

InsuretyLife is not liable for any damages arising from your use of the Services, including direct, indirect, incidental, or consequential damages.

Dispute Resolution

All disputes will be resolved through binding arbitration on an individual basis, with no class actions. U.S. residents agree to arbitration under JAMS rules, while non-U.S. residents agree to a 60-day negotiation period before pursuing claims in court.

Intellectual Property

The Services and content are protected by copyrights, trademarks, and other proprietary rights. You may use the Services for personal, non-commercial use only. Unauthorized use is prohibited.

User Content

You are responsible for content you post. InsuretyLife may remove or modify content at its discretion. Unsolicited submissions are not accepted, and invited submissions are not paid for.

Infringement Claims

If you believe your copyrights are infringed, notify us with the required details. We will investigate and take appropriate action.

Product Information

Product specifications, pricing, and content may contain errors. InsuretyLife reserves the right to cancel orders due to errors.

Indemnity

You agree to indemnify InsuretyLife against any claims arising from your use of the Services or violation of these Terms.

System Abuse

You may not abuse the Services, including spamming, hacking, or distributing malicious tools. Violations may result in account termination and legal action.

Jurisdiction and Governing Law

These Terms are governed by Virginia law, except for arbitration provisions governed by the FAA and Georgia law. Disputes not subject to arbitration will be resolved in Virginia courts.

Contact Information

For questions or complaints, contact us online or at +1-855-693-1637